At Farmers & Traders Savings Bank, we strive to provide our customers with convenient services, including:

  • 24 Hour Telephone Banking
  • Automated Teller Machine - On Site
  • Automatic Bill Payments
  • Debit Cards - Mastercard
  • Direct Deposit
  • Drive - Up Banking
  • Internet Banking
  • Money Orders
  • Overdraft Protection

We also offer the following products which are not FDIC Insured.

  • Check Printing - In House
  • Credit Cards - Visa
  • Visa Gift Cards
  • Estate Planning
  • Notary Service
  • Property Tax Payments
  • Trust Services
  • Safe Deposit Boxes: We can protect your valuables, papers and keepsakes for just a few cents a day. Below are some items to keep in a safe deposit box:
    • Abstracts and Deeds
    • Adoption Papers
    • Birth Certificates
    • Certificates of Deposit
    • Coins
    • Family Records
    • Heirlooms
    • Letters
    • Life Insurance Policies
    • Marriage Certificates
    • Medals
    • Pension Certificates
    • Photographs
    • Social Security Records
    • Stamps (rare)
    • Tax Records
    • Trust Papers
    • U.S. Savings Bonds
    • Vehicle Titles
    • Wills

Debit Cards

We are excited to offer our customers MasterCard Debit cards. The cards may be used at merchant point of sale terminals or Automated Teller Machines located throughout the United States and overseas. In either case, the funds are deducted directly from your checking account.

Our ATM, located in our front entry, is available 24 hours a day, 7 days a week.

Farmers & Traders Savings Bank is also enrolled in Shazam FALCON Fraud Protection Program to help monitor debit card transactions as they occur and alert Shazam to those transactions with potential fraud.You may receive a phone call in the future from a Shazam Fraud Specialist asking you to verify a transaction. If they cannot reach you, your card may be temporarily blocked.

For customer service during banking hours, please call us at 515-885-2341. For service after banking hours or 24/7, please call Shazam customer service at 800-383-8000 for Lost, Stolen or temporarily blocked cards. Please make sure FTSB has your most current phone number and travel plans.

Credit Cards

We welcome the opportunity to offer you a VISA credit card through Farmers & Traders Savings Bank! All credit decisions are made at Farmers & Traders Savings Bank. These credit cards are accepted all over the world.

You will receive HOMETOWN, PERSONAL service from our credit card personnel, who are happy to assist you with any questions you may have. We can also help you transfer the balance from your present credit card(s) to our VISA credit cards.

There is no annual fee and our interest rate is a low 15.00%!! And you pay NO finance charge if the entire balance is paid each month!!!

Our credit cards are part of the ScoreCard Cash Back program. The more you use your FTSB credit card, the higher the bonus. Contact us for details.

Farmers & Traders Savings Bank has a fraud protection through the FALCON Fraud Protection Program, which monitors transactions with potential fraud. Stop in and pick up your application today!

For customer service during banking hours, please call us at 515-885-2341. For service after banking hours or 24/7, please call customer service at 800-423-7503.

Your credit card information may also be found on line at MyCardStatement
  • Pay your bill online
  • Transaction Research
  • Online Statements