515-885-2341

Loans

Whether you need funds for farm equipment, business inventory, a different vehicle, or to buy a home, Farmers & Traders Savings Bank is the place to go. We offer a variety of loans and flexible terms that work for you.

Agricultural Loans

Agriculture is a vital component of the area which Farmers & Trader Savings Bank serves. Whatever the size of your operation, we want to work with you to achieve your goals. We are proud of the fact loan decisions are made right here and not at a corporate office in another city. To help reach your goals, we can assist you with:
  • Master Loans - Lines of Credit
  • Real Estate Loans
  • Operating Loans
  • Machinery Loans
  • Livestock Loans
  • Farm Building Loans
  • Iowa Agriculture Development Authority Beginning Farmer Loans
  • FSA Loans

Please contact us for more information


Commercial Loans

Bancroft is a rather unique rural community, in part, due to the number of businesses. Because Farmers & Traders Savings Bank is locally owned, we take additional interest in helping businesses succeed so the community continues to prosper. To help reach your business goals, we can assist you with:
  • Master Loans - Lines of Credit
  • Real Estate Loans
  • Operating Loans
  • Equipment Loans
  • Inventory Loans
  • Visa Credit Cards
  • Small Business Administration Loans

Please contact us for more information


Personal Loans

Whether you are in the market for a different vehicle or a boat, or simply want to consolidate a few debts, Farmers & Traders Savings Bank wants to help you. We offer flexible terms that work with your budget. To help achieve your dreams, we can assist you with:
  • Truck and Auto Loans
  • Recreational Vehicle Loans
  • Installment Loans
  • Visa Credit Cards

Please contact us for more information


Real Estate Lending

Whether you are buying a home, building a home, or improving your current home, Farmers & Traders Savings Bank can assist you. Because we are locally owned, we understand the importance of maintaining and improving residential property values. You will receive personal, hometown service throughout the loan process. To help achieve your dreams as a homeowner, we can assist you with:
  • Home Purchase Loans
  • Home Refinance Loans
  • Home Improvement Loans
  • Bare Lot Loans For Future Development

Please contact us for more information